5FF Feb 23 2024 Rightmove’s “Asking Price” Index Up: https://www.rightmove.co.uk/news/content/uploads/2024/02/Rightmove-HPI-19th-February-Final-.pdf Hunt mulling 99% taxpayer-guaranteed mortgage lending https://www.ft.com/content/ce643bfa-d4a9-4d85-b28c-6cc0fceba62f Lenders Raise Rates https://www.bbc.co.uk/news/business-68374500 Bank of England nothing burger makes big headlines https://www.reuters.com/world/uk/bank-englands-bailey-sees-signs-uk-economy-upturn-2024-02-20/ BestAgent “People’s” open source House Price Index targets overvaluing culprits and beats hackers https://bestagent.property/hpi
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2024 New Rules for UK Home Sellers from National Trading Standards
The National Trading Standards Estate and Letting Agency Team (NTSELAT) are implementing new requirements for material information to be included in property listings. Part A came into place in 2022 and requires information that, regardless of outcome, is always considered material for all properties. Such as council tax banding, tenure, and price/ monthly rent. Parts… Continue reading 2024 New Rules for UK Home Sellers from National Trading Standards
5FF – Fri 27th October 2023
1 UK’s biggest wealth manager blocks clients from withdrawing money from their £1bn property fund. https://www.telegraph.co.uk/money/consumer-affairs/st-james-place-blocks-clients-pulling-money-major-property/ https://archive.ph/Po6I4 2 Almost half of the 1,200 people surveyed incorrectly think Interest Rates correlate more strongly with house prices than anything else https://x.com/moving_charlie/status/1717178983110832254?s=20 https://x.com/moving_charlie/status/1717541641727115671?s=20 3 Lloyds/Halifax predicts house prices will fall until 2025 https://www.thisismoney.co.uk/money/markets/article-12673173/House-prices-fall-2025-says-Lloyds-rates-peaked.html 4 Foxtons reports 23% fall… Continue reading 5FF – Fri 27th October 2023
5 Fact Friday 13 October 2023
RICS September Survey: Demand, sales, instructions and prices all remain in negative territory https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/9._WEB_September_2023_RICS_UK_Residential_Market_Survey_tp.pdf Wages Cooling: KPMG Survey shows slowest rise in starting pay in over two years https://www.bloomberg.com/news/articles/2023-10-10/uk-wage-growth-cools-as-job-cuts-mount-and-firms-cap-costs IMF Says Israel-Hamas War will impact global economy, especially oil prices https://news.sky.com/story/israel-hamas-war-is-new-cloud-darkening-horizon-of-global-economy-imf-warns-12983198 Labour pledges to bulldoze planning barriers and build 1,500,000 in the next parliament if… Continue reading 5 Fact Friday 13 October 2023
5 Fact Friday – 18th September 2026
The 5 facts hitting the housing market hardest in the last 7 days. 5FF 18th September 2026 1. Taxpayer losses on money printing top £100bnhttps://www.perplexity.ai/page/bank-of-england-faces-pressure-Nddqqmb1TYWgPG7dpFPFTA 2. ISAs now pay more than property. Landlording is dead for individuals. That hurts supply but may not be a bad thing otherwise.https://www.telegraph.co.uk/money/property/buy-to-let/why-landlords-better-putting-money-cash-isa-not-property/ 3. Government teases Help to Buy possibility… Continue reading 5 Fact Friday – 18th September 2026
Charlie & Stig do ‘better housing analysis than FT & Economist.’
This AI analysis says @alexgroundwater and I produce housing market analysis even better than the FT and The Economist! 💪🏼 (ignoring presentation!) The video above: “Bigger mortgages, higher house prices”. Charlie & Stig debunk misleading content from housing journalist Vicky Spratt, one of many who wrongly write that credit expansion is a solution to affordability.… Continue reading Charlie & Stig do ‘better housing analysis than FT & Economist.’
5 Fact Friday – 11th September 2026
The 5 facts hitting the housing market hardest in the last 7 days. 5FF 11th September 2026 1. Lloyds House Price Index shows annual growth trending down for a year and now negative. This news should help sellers stop believing house prices only go up.https://x.com/moving_charlie/status/2096963670836170965?s=20 2. How long until sellers understand that buyers budgets have… Continue reading 5 Fact Friday – 11th September 2026
Pre-budget Bond Market Panic Hits Mortgage Rates
5 Fact Friday – 4th September 2026 5FF 4th September 2026 2. UK Gilt yields up at 2008 levels (government borrowing costs) to push mortgage rates up further https://www.bloomberg.com/news/articles/2026-09-01/surge-in-uk-borrowing-costs-halves-government-s-fiscal-headroom 3. HMRC Reports improving completed transaction volumes for July up 5% (media misreports them using seasonally-adjusted figures)https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary–2 4. Bank of England mortgage approvals for July in… Continue reading Pre-budget Bond Market Panic Hits Mortgage Rates
5 Fact Friday – 28th August 2026
The 5 facts hitting the housing market hardest in the last 7 days. 5FF 28 August 2026 1. Graduate jobs vacancies worst on record, leading to weaker firs time buyer demand in the future, as 70% of FTBs are graduateshttps://www.lbc.co.uk/article/graduates-facing-worst-jobs-market-on-record-5HjdgS4_2/ 2. Propertymark Reports 84% of properties not reaching asking price and only 9% selling for… Continue reading 5 Fact Friday – 28th August 2026
5 Fact Friday – 21st August 2026
The 6 facts hitting the housing market hardest in the last 7 days. 5FF 21 August 2026 1. Rightmove downgrades house price forecast for 2026 to -2% amid sharp falls in Summer asking prices and the highest level of homes for sale in 12 yearshttps://www.rightmove.co.uk/news/content/uploads/2026/08/Rightmove-HPI-17th-August-2026.pdf 2. Inflation back on the increase again, making things harder… Continue reading 5 Fact Friday – 21st August 2026
5 Fact Friday – 14th August 2026
The 6 facts hitting the housing market hardest in the last 7 days. 5FF 14 August 2026 1. Has the jobs market bottomed out at last or is it a blip?https://www.bloomberg.com/news/articles/2026-08-09/uk-hiring-turns-a-corner-after-longest-slump-on-record-rec-says 2. Lloyds says flat UK house prices are in ‘suspended animation’. What’s actually happening is suspension of disbelief by lenders.https://www.lloydsbank.com/assets/media_centre/pdf/july-2026-lloyds-house-price-index.pdf 3. Norway sovereign wealth… Continue reading 5 Fact Friday – 14th August 2026
How to sell a house in a flat market
The days of high house price growth across the country are history, at least for the foreseeable future. Selling a home is now even harder than it already was. The promise of easy profit when buying a home made the protracted pain of purchasing worth it. Buyers put up with a lot of hassle for… Continue reading How to sell a house in a flat market
5 Fact Friday – 7th August 2026
The 5 (12!) facts hitting the housing market hardest in the last 7 days. 5FF 7 August 2026 Asking prices drop unusually far for July, 5x bigger drop than average for the monthhttps://www.rightmove.co.uk/news/house-price-index/ Burnham confirms no change to Stamp Duty at next budgethttps://youtu.be/1CGOTBipB58?is=oYmMNIKlmVEkHR1Q Housing transactions sharply down 9% on last year in toughest sellers market… Continue reading 5 Fact Friday – 7th August 2026
5 Fact Friday – 10th July 2026
The 5 facts hitting the housing market hardest in the last 7 days. 5FF 10 July 2026 Rents spike immediately after renters rights acthttps://blog.goodlord.co/rents-bounce-back-but-year-on-year-inflation-remains-at-ten-month-low-goodlord-1 Fabian Society pushes for taxpayer funded interest free loans for new homes buyers, a disastrous idea.https://www.mirror.co.uk/news/politics/andy-burnham-housing-fabian-society-37390284.amp Agency reports 260,000 transactions could be unlocked by shortening transaction timeshttps://www.estateagenttoday.co.uk/breaking-news/2026/07/faster-home-sales-would-create-260000-new-sellers-within-a-year-claim/ Lloyds replaces Halifax as… Continue reading 5 Fact Friday – 10th July 2026