In Charlie Lamdin’s videos he shares the wisdom of 22 years working with agents: Dos, don’ts, and how tos. You’ll learn all the tips and tricks to get you the results you need from agents when moving.
I always recommend carefully choosing your mortgage broker, conveyancer and having search packs ready. If you haven’t got time to look for all these yourself, I’ve got your back
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Moving can be overwhelming and there’s a lot of things to get in order. One quick form to send your details to the right people for mortgage brokers, conveyancing and search pack requests.
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I think this is an example of the kind of messaging we’ve been seeing for years that leads young people into overpaying and overextending themselves to the point 1 in ...3 first time buyers regrets their purchase.
Rightmove are by no means alone in this, but they are perhaps the highest profile and most viewed brand in the housing market, so when they say it, the harm I think it does is greater.
Advertise your site, of course. But don’t push risky debt, at least not without the right warnings in place.
These are the references for the three points, all from the FCA Handbook chapter MCOB 3A, "Financial promotions and communications with customers":
Prominence of risks on social media. This is guidance rather than a rule: FG24/1, the FCA's finalised guidance on financial promotions on social media, paragraph 2.27. It says that benefits in the video with the risks only in the caption "does not give information about risks sufficient prominence."
Fair, clear and not misleading, with risks as visible as benefits. Fair, clear and not misleading is MCOB 3A.2.4R, in section 3A.2, "The fair, clear and not misleading rules". Risks as visible as benefits is MCOB 3A.3.1R(2), in section 3A.3, "Other general requirements for financial promotions". It says the ad must be balanced and must not emphasise benefits "without also giving a fair and prominent indication of any relevant risks."
Stating the loan is secured on the home. This is MCOB 3A.3.1R(4): the ad must make it clear, where applicable, "that the credit is secured on the customer's home." For an ad that shows a rate or cost, MCOB 3A.5.1R(1)(b) requires the same thing.
MCOB 3A.3.1R(5) may also help you: the ad must not "disguise, omit, diminish or obscure important items, statements or warnings." CONC doesn't apply here, because the FCA says promotions of regulated mortgages come under MCOB 3A instead of CONC 3.[+] Show More
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Is this Rightmove ad breaking FCA rules?
I think this is an example of the kind of messaging we’ve been seeing for years that leads young people into overpaying and overextending themselves to the point 1 in 3 first time buyers regrets ...
I think this is an example of the kind of messaging we’ve been seeing for years that leads young people into overpaying and overextending themselves to the point 1 in ...3 first time buyers regrets their purchase.
Rightmove are by no means alone in this, but they are perhaps the highest profile and most viewed brand in the housing market, so when they say it, the harm I think it does is greater.
Advertise your site, of course. But don’t push risky debt, at least not without the right warnings in place.
These are the references for the three points, all from the FCA Handbook chapter MCOB 3A, "Financial promotions and communications with customers":
Prominence of risks on social media. This is guidance rather than a rule: FG24/1, the FCA's finalised guidance on financial promotions on social media, paragraph 2.27. It says that benefits in the video with the risks only in the caption "does not give information about risks sufficient prominence."
Fair, clear and not misleading, with risks as visible as benefits. Fair, clear and not misleading is MCOB 3A.2.4R, in section 3A.2, "The fair, clear and not misleading rules". Risks as visible as benefits is MCOB 3A.3.1R(2), in section 3A.3, "Other general requirements for financial promotions". It says the ad must be balanced and must not emphasise benefits "without also giving a fair and prominent indication of any relevant risks."
Stating the loan is secured on the home. This is MCOB 3A.3.1R(4): the ad must make it clear, where applicable, "that the credit is secured on the customer's home." For an ad that shows a rate or cost, MCOB 3A.5.1R(1)(b) requires the same thing.
MCOB 3A.3.1R(5) may also help you: the ad must not "disguise, omit, diminish or obscure important items, statements or warnings." CONC doesn't apply here, because the FCA says promotions of regulated mortgages come under MCOB 3A instead of CONC 3.[+] Show More
active
Home Not Selling? You May Be 10–20% Overpriced
Home Not Selling? You May Be 10–20% Overpriced 🔗 Watch the full video: https://youtu.be/PKPnBiqJ5LE
Links to all sources: https://mhwc.co.uk/5-fact-friday/5-fact-friday-30th-october-2026/ All my links: https://linktr.ee/movinghomewithcharlie 🎥 Golden rules of home buying - ...
Links to all sources: https://mhwc.co.uk/5-fact-friday/5-fact-friday-30th-october-2026/ All my links: https://linktr.ee/movinghomewithcharlie 🎥 Golden rules of home buying - ...
Live Budget Watchalong with Housing Stig and Charlie (Portrait mode)
Live Budget Watchalong with Housing Stig and Charlie. Budget day, Wednesday 28 October, 12:30pm. What the Budget means for buyers, sellers, landlords and mortgages, as it happens. Joined by ...
Live Budget Watchalong with Housing Stig and Charlie. Budget day, Wednesday 28 October, 12:30pm. What the Budget means for buyers, sellers, landlords and mortgages, as it happens.
Joined by Housing Stig ...(@alexgroundwater on X). Bring your questions in the chat.
Live Budget Watchalong with Housing Stig and Charlie
Live Budget Watchalong with Housing Stig and Charlie. Budget day, Wednesday 28 October, 12:30pm. What the Budget means for buyers, sellers, landlords and mortgages, as it happens. Joined by ...
Live Budget Watchalong with Housing Stig and Charlie. Budget day, Wednesday 28 October, 12:30pm. What the Budget means for buyers, sellers, landlords and mortgages, as it happens.
Joined by Housing Stig ...(@alexgroundwater on X). Bring your questions in the chat.
Budget Bingo - what housing measures are on your Bingo card for this budget?
Budget Bingo - what housing measures are on your Bingo card for this budget? Live Q&A, ask me anything about buying, selling and moving. Watch the Budget live with Housing Stig and me on ...
Budget Bingo - what housing measures are on your Bingo card for this budget? Live Q&A, ask me anything about buying, selling and moving.
5FF Short Cut: 41% of sellers slash prices, chase the market down. Are they too late?
This is an edit of Friday's livestream: https://www.youtube.com/watch?v=PKPnBiqJ5LE Sources for every fact: https://mhwc.co.uk/blog/5-fact-friday-23rd-october-2026/ Five facts from the week's ...
1. Inflation is up. CPI came in at 3.5% for September, higher than ...forecast, and real inflation for real people is more like 4.5%. That cuts the chances of the Bank of England bringing rates down, and Bloomberg's John Stepek says a November rate rise is as good as nailed on. That's only going to make moving harder for everyone.
2. The government is borrowing far beyond its own forecasts, a record for September apart from Covid, and total debt is now past £3 trillion. Tax receipts are actually ahead of forecast. The problem is out-of-control spending, especially debt interest, and that unsettles the bond market, which unsettles mortgage rates.
3. Job vacancies fell 21,000 to 691,000, the lowest since 2014, with unemployment at 4.7%, and Barclays is cutting 5,000 jobs as firms use AI to cut costs. No job, no mortgage: more downward pressure on demand, transactions and prices.
4. 41% of homes for sale in England have had a price cut. Two in five sellers are chasing the market down, with Rightmove counting 3,000 price cuts a day in September. But four in five homes that sell never needed a cut because they were priced right first. Small cuts won't do anything: if you've had three months and no offers, you're at least 10% adrift.
5. Mortgage deals are now available for just 13 days before they're pulled or repriced. That makes it a nightmare for brokers, agents and buyers, so be ultra-prepared and get your mortgage offer locked in before you go out to buy.
Bonus: most first-time buyers now pay more on their mortgage than they did in rent, and that's before maintenance costs. Hamptons says 56% of former tenants who bought in September took on payments above their old rent, the highest in at least a decade. Buy a home for the right reasons, and don't overpay.
