5 Fact Friday – 8 August 2025

The five facts hitting the UK housing market hardest in the last 7 days.

  1. Institute of Directors confidence survey hits all time low, even lower than the pandemic.
    https://www.iod.com/news/uk-economy/iod-press-release-economic-confidence-plummets-to-all-time-low/
  2. Nationwide & Halifax show July Index Prices Increasing https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-edges-higher-in-july https://www.halifax.co.uk/assets/pdf/july-2025-halifax-house-price-index.pdf
  3. The Times reports thousands of Help to Buy buyers have lost money on their homes and are being forced back into renting. “11,452 (35%) of flat owners in England have repaid their Help to Buy loans at a lower value than they borrowed between 2013-14 and the end of 2023-24”. Translation: 35% of flats bought in the last 12 years have sold for a loss. https://www.thetimes.com/business-money/money/article/i-wish-i-had-never-bought-my-help-to-buy-flat-its-lost-40k-fgkvcqlmx
  4. Further Tax Hikes Inevitable after Reeves’ mismanagement leaves £50bn shortfall https://www.independent.co.uk/news/uk/politics/rachel-reeves-taxes-spending-cuts-budget-b2802222.html
  5. Bank of England votes 5-4 to cut Base Rate to 4%. No biggie.

Be among the first to get the facts and extra content – subscribe to the newsletter here: