The five facts hitting the UK housing market hardest in the last seven days. Be among the first to get the facts. Subscribe to the newsletter here:
Tag: charlie lamdin
5 Fact Friday – 6 June 2025
The five facts hitting the UK housing market hardest in the last 7 days. Bank of England Mortgage Approvals drop back downhttps://www.bankofengland.co.uk/boeapps/database/fromshowcolumns.asp?Travel=NIxSUx&FromSeries=1&ToSeries=50&DAT=RNG&FD=1&FM=Jan&FY=2020&TD=2&TM=Jun&TY=2025&FNY=&CSVF=TT&html.x=187&html.y=29&C=10Z&Filter=N Half of landlords to raise rents in advance of Renters Rights Billhttps://thenegotiator.co.uk/news/rental-market/nearly-half-of-landlords-to-raise-rent-ahead-of-renters-rights-bill/ Labour’s Stamp Duty increase Causes biggest drop in transactions on record.https://www.bloomberg.com/opinion/articles/2025-06-04/labour-taxes-ice-london-s-housing-market Leasehold reform to be delayed further?Commons debate offers little progress… Continue reading 5 Fact Friday – 6 June 2025
5 Fact Friday – 30 May 2025
The five facts hitting the UK housing market hardest in the last 7 days. IFA magazine cites major housing crisis indicators worsening https://ifamagazine.com/10-years-on-britains-housing-crisis-deepens-leasehold-and-stamp-duty-concerns-soar-and-aspiration-to-own-hits-rock-bottom/ Small housebuilders to get big planning boost https://www.bloomberg.com/news/articles/2025-05-27/uk-to-cut-planning-hurdles-for-small-builders-in-housing-push https://thenegotiator.co.uk/news/regulation-law-news/angela-rayner-pledges-to-level-the-playing-field-for-smaller-house-builders/Average home selling for 16k less than asking https://www.theguardian.com/money/2025/may/28/uk-homeowners-selling-less-asking-price-survey-zooplaZoopla House Price Index https://www.zoopla.co.uk/discover/property-news/house-price-index/Prize winning overvaluing by Foxtons https://www.foxtons.co.uk/properties-for-sale/se8/mwhl0340958 Treasury publishes mortgage guarantee scheme stats… Continue reading 5 Fact Friday – 30 May 2025
House Price Drop Cover Up: 5 Fact Friday – 23 May 2025
The five facts hitting the UK housing market hardest in the last 7 days. Bank of England warns no more rate cutshttps://www.independent.co.uk/news/business/interest-rates-rise-inflation-bank-of-england-b2754327.html Rightmove indicates weakening asking priceshttps://www.rightmove.co.uk/news/content/uploads/2025/05/Rightmove-HPI-19th-May-Final-No-Embargo.pdf 27% rise in complaints against agentshttps://thenegotiator.co.uk/news/regulation-law-news/significant-rise-in-complaints-about-estate-agents-revealed/ Inflation rises due to energy cost increaseshttps://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/consumerpriceinflation/april2025 Government borrowing overshoots againhttps://x.com/moving_charlie/status/1925449993231413308?s=46 Net migration drops 50%https://x.com/ons/status/1925469548678975580?s=46Stock surge causes increase in price reductionshttps://www.propertyinvestortoday.co.uk/breaking-news/2025/05/price-reductions-increase-as-housing-market-suffers-supply-surge/
Mortgage Approvals Jump to highest in 2 years
Five Fact Friday 30 Aug 2024 Zoopla HPI shows 7 year record high listings and sale delays for price droppers https://assets.ctfassets.net/02vwvgr6spsr/5w99HETUtORhsbw5XOIVBj/69ec7d1266bcde10d4680b4994fe8f37/HPI_Aug_2024_-_ZP.pdf Nationwide reports small fall in average mortgaged transaction index value (aka ‘house prices’) ONS Housebuilding Data shows Q1 Housebuilding at 50% of gov target https://www.ons.gov.uk/peoplepopulationandcommunity/housing/datasets/ukhousebuildingpermanentdwellingsstartedandcompleted UK House Prices Post Surprise Fall Despite BOE Rate… Continue reading Mortgage Approvals Jump to highest in 2 years
Mortgage wars, falling rents, the week in housing.
5FF – 23 Aug 2024 House values are currently at 2003 levels. Nationwide. https://rationanalytics.com/uk/house-prices-inflation-adjusted Rightmove Average Asking Prices fall between £700 and £15,000 in August https://www.rightmove.co.uk/news/content/uploads/2024/08/Rightmove-HPI-19th-August-Final.pdf Rents Start Falling https://www.zoopla.co.uk/discover/property-news/rents-start-falling-in-major-cities Rachel Reeves the Rent Raiser Mortgage rate cutting war hots up https://www.standard.co.uk/business/mortgage-price-war-nationwide-hsbc-natwest-b1177737.html
A mixed bag for housing – 5FF 9 August
Five Fact Friday 9 August 2024 Bloomberg reports signs of a house price recovery https://www.bloomberg.com/news/newsletters/2024-08-08/there-are-tentative-signs-of-a-uk-house-price-recovery Halifax average purchase price of its mortgage business rises 2% year on year https://www.halifax.co.uk/assets/pdf/july-2024-halifax-house-price-index.pdf RICS says “outlook brightening” https://www.rics.org/news-insights/market-surveys/uk-residential-market-survey Zoopla “20 minute offer” survey article https://www.bbc.co.uk/news/articles/credj9geenno Persimmon New Build Forecast Improves Link to Zoopla boss’s post on the end of… Continue reading A mixed bag for housing – 5FF 9 August
Housing Politics is about who can deliver the least bad outcome.
We are in the housing mess we’re in for one reason bigger than all the others put together: Politics. NOTHING has a bigger impact on the housing market than politics. Nothing else comes close. Consider the shocking state of our housing industry, spiralling rents, mortgage payments and affordability nightmares. 100% of these situations are a… Continue reading Housing Politics is about who can deliver the least bad outcome.
If we fix housing first, we will be better placed to fix everything else.
Why today’s budget won’t fix the housing crisis (and what will). Today is budget day. An opportunity to help the housing crisis. The housing crisis is a social crisis. It started with selling off social housing, then not replacing that social housing. So now we don’t have enough social housing. As a result, we the… Continue reading If we fix housing first, we will be better placed to fix everything else.
No, Nationwide. That’s what got us into this mess.
Nationwide Building Society begs for a government bailout for first time buyers and savers. 20 Nov 2023 NATIONWIDE CALLS FOR MORE SUPPORT FOR FIRST-TIME BUYERS AND SAVERS Nationwide wants greater government support [aka free money] for first-time buyers and savers ahead of the Chancellor’s Autumn Statement as rising costs delay owning a home and building… Continue reading No, Nationwide. That’s what got us into this mess.