5 Fact Friday – 12th December 2025

The five facts hitting the property market hardest in the last seven days.

  1. Mansion Tax hits hard for people who have invested life savings into home improvements https://www.telegraph.co.uk/money/property/house-prices/poured-money-into-my-house-mansion-tax/
  2. After a long slow trickle down, fixed rate mortgages now cheapest in over 3 years. https://thenegotiator.co.uk/news/uk-housing-market-news/fixed-rate-mortgages-now-cheapest-in-over-three-years/
  3. Barclays reports biggest cut in consumer spending since the pandemic, signaling fears around job security https://www.theguardian.com/business/2025/dec/09/uk-households-cut-spending-fastest-pace-barclays
  4. Zoopla rental report shows market slowing significantly on a national basis, but rents still unaffordable where they’re most needed. https://business.zoopla.co.uk/rental-market-report
  5. RICS final monthly survey of 2025 downbeat for prices and activity https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/UK-Residential-Market-Survey-November-2025.pdf

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