Five Fact Friday – 17 October 2025

The five facts hitting the UK housing market hardest in the last seven days.

  1. “Beg you to buy”? Builders get desperate to sell homes offering finance on top of mortgage. Never take it up. Just negotiate down to what you can afford.  https://www.bloomberg.com/news/articles/2025-10-12/uk-homebuilders-barratt-persimmon-launch-own-help-to-buy-offers
  2. Mortgage rates creep back up for first time in 8 months https://www.independent.co.uk/news/uk/home-news/mortgage-rates-rise-uk-bank-england-b2844435.html
  3. New builds crisis in London: new starts and sales head to zero as lenders get nervous  https://www.independent.co.uk/news/uk/home-news/mortgage-rates-rise-uk-bank-england-b2844435.html
  4. “Absolutely devastating data” on London housing market.

5. 98% of external wall insulation done due to government fiddling causes problems needed rectification. https://www.nao.org.uk/press-releases/weak-controls-and-oversight-blamed-for-faulty-home-installations-under-energy-efficiency-scheme/

6. Economist and Former Head of Institute for Fiscal Studies, Paul Johnson, says gov should not tax landlords more, it’ll raise rents, and stamp duty should be abolished

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