Proposed Ceasefire Terms as at 11 March 2025 between Russia and Ukraine.

The proposed ceasefire terms between Russia and Ukraine, as of March 12, 2025, stem from a U.S.-brokered initiative finalized during talks in Saudi Arabia on March 11, 2025. Here’s a detailed breakdown of the terms and the surrounding context based on available information: Ceasefire Terms: Russia’s Position and Terms: Russia has not yet agreed to… Continue reading Proposed Ceasefire Terms as at 11 March 2025 between Russia and Ukraine.

Our government is intent on dividing us, not fixing anything.

Can everyone stop saying that supporting this or that party is “dangerous”? The housing crisis is, in my view, the deepest and widest crisis faced by the country. There is no prospect of economic growth until housing is fixed, even if energy costs came down, but there’s no chance of that either. Whatever the root… Continue reading Our government is intent on dividing us, not fixing anything.

It’s 5 Fact Friday! Plus: Why are you so negative Charlie?

Here are the links to the 5 facts from today’s Five Fact Friday videos. 1. Halifax House Price Index turns negative: https://www.halifax.co.uk/assets/pdf/may-2023-house-price-index.pdf2. RICS: “Storm clouds gathering” https://www.rics.org/content/dam/ricsglobal/documents/market-surveys/uk-residential-market-survey/May%202023%20UK%20Residential%20Market%20Survey.pdf 3. Nationwide, Halifax and HSBC raise rates/pull products https://www.forbes.com/uk/advisor/mortgages/2023/06/08/mortgage-updates/4. Mail Online reports 22% asking price gap using Rightmove v BestAgent data. https://www.thisismoney.co.uk/money/mortgageshome/article-12168341/amp/Asking-prices-22-higher-homes-sold-estate-agents-overvalue.html5. Moody’s (and Capital Economics) downgrades UK… Continue reading It’s 5 Fact Friday! Plus: Why are you so negative Charlie?

Thoughts on changes in 2023 UK Housing Market

Charlie and baby daughter Daphne

Sunday Evening Thoughts on UK Housing. I hope you’ve all had an enjoyable weekend in the sun. I’ve had a thought that I hope will help people on any side of the debate (or anyone thinking of moving who’s just confused) to understand what is happening. The term “house prices” is like the word “love”:… Continue reading Thoughts on changes in 2023 UK Housing Market